[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.starweg.cz\/podnika-se-kvuli-penezum\/#Article","mainEntityOfPage":"https:\/\/www.starweg.cz\/podnika-se-kvuli-penezum\/","headline":"Podnik\u00e1 se kv\u016fli pen\u011bz\u016fm","name":"Podnik\u00e1 se kv\u016fli pen\u011bz\u016fm","description":"O tom, jestli se v podnik\u00e1n\u00ed da\u0159\u00ed nebo ne, rozhoduj\u00ed v prvn\u00ed \u0159ad\u011b pen\u00edze. \u010c\u00edm v\u011bt\u0161\u00ed je obrat a p\u0159edev\u0161\u00edm zisk n\u011bjak\u00e9 firmy, t\u00edm l\u00e9pe to s n\u00ed vypad\u00e1 a t\u00edm je podnik\u00e1n\u00ed ide\u00e1ln\u011bj\u0161\u00ed. A pochopiteln\u011b i naopak. P\u0159i\u010dem\u017e je ale skute\u010dnost\u00ed, \u017ee ne ka\u017ed\u00e9 podnik\u00e1n\u00ed vzkv\u00e9t\u00e1 tak, jak by m\u011blo. I kdy\u017e se podnikatel\u00e9 […]","datePublished":"2025-07-13","dateModified":"2025-07-13","author":{"@type":"Person","@id":"https:\/\/www.starweg.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.starweg.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/014a645f9f16d49aceddb25e316448c724bd78e7db0ee7a34c29417d5ca39ef1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/014a645f9f16d49aceddb25e316448c724bd78e7db0ee7a34c29417d5ca39ef1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"starweg.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.starweg.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_10_2.jpg","url":"https:\/\/www.starweg.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppppppppppppp_10_2.jpg","height":0,"width":0},"url":"https:\/\/www.starweg.cz\/podnika-se-kvuli-penezum\/","about":["Ekonomika"],"wordCount":413,"articleBody":"       O tom, jestli se v podnik\u00e1n\u00ed da\u0159\u00ed nebo ne, rozhoduj\u00ed v prvn\u00ed \u0159ad\u011b pen\u00edze. \u010c\u00edm v\u011bt\u0161\u00ed je obrat a p\u0159edev\u0161\u00edm zisk n\u011bjak\u00e9 firmy, t\u00edm l\u00e9pe to s n\u00ed vypad\u00e1 a t\u00edm je podnik\u00e1n\u00ed ide\u00e1ln\u011bj\u0161\u00ed. A pochopiteln\u011b i naopak. P\u0159i\u010dem\u017e je ale skute\u010dnost\u00ed, \u017ee ne ka\u017ed\u00e9 podnik\u00e1n\u00ed vzkv\u00e9t\u00e1 tak, jak by m\u011blo. I kdy\u017e se podnikatel\u00e9 n\u011bkdy sna\u017e\u00ed, nejsou jejich ekonomick\u00e9 v\u00fdsledky takov\u00e9, jak\u00e9 by m\u011bly b\u00fdt. A to je smutn\u00e9, proto\u017ee sna\u017e\u00ed-li se n\u011bkdo, m\u011bl by se zaslou\u017een\u00e9 odm\u011bny do\u010dkat.A co se d\u00e1 d\u011blat, kdy\u017e n\u011bkdo chce podnikat, bav\u00ed ho to a m\u00e1 z\u0159ejm\u011b i docela slu\u0161nou perspektivu, jen\u017ee mu nen\u00ed osudem nebo t\u0159eba z\u00e1kazn\u00edky p\u0159\u00e1no? Co si po\u010d\u00edt, kdy\u017e nejsou p\u0159\u00edjmy takov\u00e9, aby se vyplatilo v podnik\u00e1n\u00ed pokra\u010dovat, p\u0159\u00edpadn\u011b kdy\u017e se s vyd\u011bl\u00e1van\u00fdmi pen\u011bzi vlastn\u011b ani ned\u00e1 v byznysu pokra\u010dovat? N\u011bkdy je u\u017e jen jedin\u00e1 mo\u017enost. Mus\u00ed se sehnat p\u016fj\u010dka, kter\u00e1 by pomohla, ne\u017e bude zase l\u00edp.A tak n\u011bkdy podnikatel\u00e9 ob\u00edhaj\u00ed banky a \u017e\u00e1daj\u00ed a nakonec t\u0159eba i \u017eadon\u00ed o p\u016fj\u010dku. A v\u00fdsledek? Nula. A\u0165 je osloven\u00fdch bank sebev\u00edc, pen\u00edze z nich takov\u00fd podnikatel nevym\u00e1m\u00ed \u017e\u00e1dn\u00e9. T\u0159eba proto, \u017ee m\u00e1 pom\u011brn\u011b mal\u00e9 p\u0159\u00edjmy nebo z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, \u010d\u00edm\u017e vyvol\u00e1v\u00e1 pochybnosti o tom, zda by byl schopen spl\u00e1cet. A n\u011bkomu, kdo nen\u00ed schopn\u00fd toto prok\u00e1zat, banky p\u016fj\u010dovat necht\u011bj\u00ed.Jen\u017ee jsou-li pen\u00edze pro udr\u017een\u00ed podnik\u00e1n\u00ed pot\u0159eba, mus\u00ed se sehnat. A kdy\u017e nep\u016fj\u010d\u00ed banky, je z\u00e1hodno zkusit to t\u0159eba i u nebankovn\u00ed spole\u010dnosti. Hlavn\u011b kdy\u017e jsou pen\u00edze k dispozici a za v\u00fdhodn\u00fdch podm\u00ednek, v\u0161e ostatn\u00ed je podru\u017en\u00e9.A tak kdekdo z podnikatel\u016f zastav\u00ed u nebankovn\u00ed spole\u010dnosti n\u011bjakou svoji nemovitost a na opl\u00e1tku dostane v\u0161estrann\u011b v\u00fdhodnou p\u016fj\u010dku. Proto\u017ee i nebankovn\u00ed hypot\u00e9ky b\u00fdvaj\u00ed v\u00fdhodn\u00e9. A nav\u00edc jsou s\u00e1zkou na jistotu. Proto\u017ee kdo za n\u011b ru\u010d\u00ed nemovitost\u00ed, ten p\u0159ed spl\u00e1cen\u00edm neunikne. A tak mu m\u016f\u017ee b\u00fdt podnikatelsk\u00e1 hypot\u00e9ka bez okolk\u016f poskytnuta.                                                                                                                                                                                                                                                                                                                                                                                          4.8\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Podnik\u00e1 se kv\u016fli pen\u011bz\u016fm","item":"https:\/\/www.starweg.cz\/podnika-se-kvuli-penezum\/#breadcrumbitem"}]}]